Wednesday, September 10, 2008

Roller Coaster Ride

Talk about life taking its ups and downs!

My medical insurance costs me an arm and a leg, but I feel like it's my responsibility to be insured. Well, I'm about to change my mind. I'm paying so much (more than our house payment used to be), the I decided to check into a different company. I currently have Blue Cross/Blue Shield, which I love, but my cost will go up in November (birthday bonus!) and again in January (New Year's present). The first of the year, my family physician put me on a medication for sugar. My numbers have been a bit higher than normal for a long time. In fact, I had gestational diabetes when I was pregnant with my son 40 years ago. The insurance broker who is looking at new companies for me, asked me if my doctor had declared me diabetic. I was sure he hadn't, even though he had put me on the meds, but told her I would call to find out. When I called the doctor's office and left my message, they called back saying I had been diagnosed as non-insulin dependent diabetic. I was livid! Why hadn't the doctor ever told me that? As to the meds he prescribed, they're as big as horse pills, and I haven't taken them for months! So, I had to call the insurance lady and tell her, "Yes, they do say I'm diabetic!" Needless to say, that's going to greatly lessen my options, and I may not be able to get insured at all! What makes me so angry is that the doctor that I had placed confidence in to safeguard my health had never, in plain words, told me that he considered me non-insulin dependent diabetic. That's a HUGE thing, as far as I'm concerned. I simply cannot afford to keep paying the huge premium that I pay monthly to keep my present policy. What to do? What to do?

On a positive note, as you know, I've been spearheading the effort to get a group together to attend the Smalley "I Promise" Marriage Seminar this weekend. We've had so many register that I've had to call and order more tickets twice. When I called the Smalley Center today, they told me that they're going to send my last ticket order free of charge because we've done so well with our response. We also qualify for a free lesson DVD and Gary Smalley's new book. I thought that was nice.

So, my emotions have been up to the sky and down in the cellar today. Life brings some huge problems along with it. It seems that, the older one gets, the more prolific the decisions become. One right or wrong decision can change the rest of your life! Guess that's true when you're younger, too, but you at least have the optimism of youth. As you age, reality seems to jump right up and slap you in the face.

Gotta look on the bright side. Gotta keep my chin up. Gotta count my blessings. Gotta get off this roller coaster!!


Blessed Mama said...

How strange that your doctor never told you your "diagnosis." I've been very disappointed in many of my health care providers in the past few years. Makes me want to go to med school. They don't tell you everything you need to know but act like you're over-stepping your boundaries if you do research on your own. Doesn't make sense...

dulce de leche said...

Wow--I'd be really upset, too. I am so sorry that you have to deal with all that on top of everything else. With Elena's birth we had a bit of a switch up (she has a different doc than Joel and Ariana) and it has turned out to be a very good thing. I hope that you find a better insurance (and a better doc, or that this one becomes a better communicator).